Our Process

The financial planning process begins with defining your goals.  It sounds simple but the truth is that most individuals never even take this first step in planning their future.  They may have vague ideas about what they would like to accomplish but never establish specific goals in terms of dollars, time frame, and priority.  There’s an old saying that if you aim for nothing, that’s exactly what you’ll get.

The key to financial success is planning.  Once goals are established, the next step is to design a comprehensive plan to reach the goals.  This includes analyzing your current financial condition and then determining what needs to be done to accomplish the goals that have been established.  One important element of the planning process is to incorporate a range of future scenarios. 

Unfortunately, no one is able to predict what will happen in the future.  Therefore, as planners, we help you look at a number of possibilities including untimely death, extreme longevity, prolonged or permanent disability, periods of high inflation, an extended bear market, and accumulations of greater than expected wealth.

At Morton Wealth Management, we address the following areas when developing a client's financial plan:

  • Cash Management
  • Portfolio Management
  • Compensation and Option Planning
  • Tax-Efficient Investing
  • Proactive Tax Planning Strategies
  • Charitable Giving Strategies
  • Risk Management
  • Education Funding
  • Retirement Planning
  • Insurance
  • Medicare / Long Term Care Consultations
  • Social Security Optimization Analysis
  • Wealth Transfer Strategies and Estate Planning